You Keep
the Profits
and more to earn up to 7%* interest a year.
Get BTC on BTC, ETH on ETH,
you get the idea. *interest rates are subject to change
Watch your wallet balance grow like a beanstalk
Earn up to 7%* interest on deposits
Interest is calculated daily for each coin and distributed in the same currency every Monday. Moms all agree, it's the best way to start your week.
*interest rates are subject to change
Interest is calculated daily for each coin and distributed in the same currency every Monday. Moms all agree, it's the best way to start your week.
Bitcoin
BTC
Ethereum
ETH
Litecoin
LTC
Ripple
XRP
OmiseGO
OMG
Stellar
XLM
Cardano
ADA
Neo
NEO
Bitcoin Cash
BCH
Eligible to earn interest in app
Interest Calculator
months
months
months
months
Interest per week
-Total Interest (-)
-You could earn up to 7% interest on each coin type, based on market conditions and demand. Interest is paid in kind, meaning you will earn interest in BTC for your BTC deposits, ETH for ETH, etc.
Up to 7% Interest
On a $10.000 deposit you would get about $475 a year in interest
No Term Lengths
You can get your crypto deposits whenever you need them with no fees or penalties
Now available for
Download
How it Works
Download the Celsius App, verify your identity, and deposit your crypto. Every week you’ll get a notification to see how much interest you earned. Pretty simple, right?
Here's an example
- Deposit amount in -
- Annual Interest rate
- -
- Weekly Interest
- -
- Annual Interest
- -
In this scenario, you’d be paid every Monday - in interest on your deposited - worth of that is - in only - in interest, just for parking your crypto in our wallet. Genius right?
Get Paid to HODL Your Crypto
Here's how we calculate the interest you earn
We want to maximize returns for HODLers and do what's in the best interest of all our members. Our formula for CEL interest will be based on 3 factors which reward HODLing and discourage speculation:
Right now, we’re paying interest in-kind every Monday. So, if you deposit ETH, you’ll earn interest in ETH. Deposit BTC, get BTC. Next year, we’ll start distributing CEL tokens to members outside the USA.
FAQ
Can I get my coins back whenever I want?
Yes, you can! Interest is calculated daily and distributed weekly. Your coins are yours to deposit and withdraw whenever you see fit.
Is the interest rate always the same?
Nope. The interest rate varies based on demand, you’ll always be able to see our current rates within the app.
In what currency is interest paid?
Interest earned will be paid in the respective currency (BTC, ETH, etc.) Your interest will be calculated daily and deposited weekly (on Mondays) into your account.
What percentage return can I expect on my deposits?
We aim to provide our crypto coin lenders with rates of somewhere between 3-9%, depending on the demand for the deposited coin. This number is determined by total supply and demand and what’s best for the community.
Where do my coins actually go?
We deposit your coins/tokens with trusted custodians like BitGo as well as major exchanges. If your coins are being borrowed, the borrower must provide full cover with cash collateral secured in an FDIC insured account.
How is storing with Celsius safer than storing in cold storage?
We diversify the assets across multiple platforms, such as cold storage (BitGo), institutional exchanges, and short orders, in which case we have 120-150% of the dollar value in an FDIC-insured bank account.
How and where are the coins traded?
The coins will be deployed in a number of ways, the most common being used in margin lending and shorting. We use the interest and fees borrowers and shorters pay us to pay you interest.
How are my coins secured?
They are held in encrypted accounts and once deployed (lent out), they are backed by cash collateral to ensure the lender is always protected.
Who is your (cold storage) custodian?
BitGo and other top custodians.
Do you use my coins as working capital?
No, none of the cryptocurrency we hold from our members is used as working capital for the company.