Earn, Borrow & Pay on the Blockchain

Celsius Network lets you earn interest on your crypto and instantly borrow against it.

BitGo wallets are covered by $100m Lloyd’s Insurance

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Cel token is now available on:

* US residents can not earn interest or pay interest
on loans with CEL token.

Due to local and international laws and regulations, some Celsius Network app features are currently unavailable to users based on residency and physical location.

No Celsius Network features are available to users in (or who reside in) Cuba, North Korea, Sudan, Syria, Iran, Lebanon and other territories identified as involving high compliance risks. Celsius services are not intended to be used by users in (or who reside in) Japan, New Zealand, Israel and any other jurisdiction which may limit or forbid the use of our services.

CelPay is unavailable to users in (or who reside in) Alabama, Arkansas, Connecticut, Florida, Georgia, Hawaii, Iowa, Kentucky, Maine, Massachusetts, Mississippi, New Mexico, New York, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Vermont, Washington, West Virginia.

Interest Earning is unavailable to users in (or who reside in) New York and Washington. Earn Interest on Stablecoins is unavailable to users in Texas. Borrow Dollars is unavailable to users in (or who reside in) California, Delaware, Georgia, Indiana, Maryland, Mississippi, Missouri, Montana, Nevada, New York, Ohio, Rhode Island, South Dakota, Tennessee, Vermont, Washington.

USD Loans have some restrictions to users in Alabama, Arizona, Arkansas, Iowa, Kentucky, Michigan, Minnesota, New Mexico, North Dakota, Pennsylvania, Utah. For more information about these restrictions, please email app@celsius.network.

Regulatory Disclosure

$2B

In loan origination

$300M+

Assets

30k+

Active Wallets

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Cash Loans

Borrow dollars while they still exist at the lowest interest rates on the market. Cash and stablecoin loans start at 4.95%*

Learn More

Earn Crypto

Celsius Network shares up to 80% of its revenues with the Celsius community in the form of weekly interest payments. All users earn up to 10%*.

Learn More
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CelPay

Instantly send Bitcoin and other cryptocurrencies like never before – no wallet required

Learn More

Celsius Network was founded on the belief that we can do well and do good. Users pay the lowest interest on loans while feeling good that up to 80% of Celsius’ revenues are shared with its users.

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Have your crypto and earn it, too

Earn up to 10% interest on deposits.

*Earn in CEL

Bitcoin

BTC

5.35%

6.69%

Ethereum

ETH

3.00%

3.75%

Litecoin

LTC

4.50%

5.63%

Ripple

XRP

2.50%

3.13%

OmiseGO

OMG

4.25%

5.31%

Bitcoin Cash

BCH

3.75%

4.69%

Ox

ZRX

4.25%

5.31%

Bitcoin Gold

BTG

8.00%

10.00%

ZCash

ZEC

4.15%

5.19%

Stellar

XLM

3.00%

3.75%

DASH

DASH

6.00%

7.50%

TrueUSD

TUSD

8.10%

10.13%

Gemini Dollar

GUSD

8.10%

10.13%

Paxos

PAX

8.10%

10.13%

USD coin

USDC

8.10%

10.13%

MakerDAO's DAI

DAI

8.10%

10.13%

Orbs

ORBS

7.00%

8.75%

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Need a Loan?

Calculate your loan using the amount you want to borrow or the amount of crypto collateral you have.

loan amount
collateral

Minimum loan amount $3000

Pay in Cel Token
Pay your interest in CEL for up to a 25% discount.

Select Value of Collateral: $40,000

$40000
$30000
$20000

$57.92

Interest rate /month
at 6.95% APR

$695.00

Total Interest
(12 months)

Go with what’s in your best interest.

Interest Rates
on Cash Loans

4.95%+

8%+

12%+

5.99%+

-

-

Fees

No Fees

No Fees

Loan Origination Fee

Membership Fee

Loan Origination Fee

Transaction Fee

Earned Interest

Up to 7.5%

Up to 6.5%

6.2% up to
25 BTC/500ETH

0%

0%

0%

Staking-as-a-service

check

no

no

no

no

check

Mobile App

check

no

no

no

no

check

Minimum Deposit

$0

-

1 BTC or 25 ETH

-

No Minimum Entry

No Minimum Entry

Go with what’s in your best interest.

Interest Rates
on Cash Loans

4.95%+

8%+

12%+

5.99%+

-

-

Fees

No Fees

No Fees

Loan Origination Fee

Membership Fee

Loan Origination Fee

Transaction Fee

Earned Interest

Up to 7.5%

Up to 6.5%

6.2% up to
25 BTC/500ETH

0%

0%

0%

Staking-as-a-service

check

no

no

no

no

check

Mobile App

check

no

no

no

no

check

Minimum Deposit

$0

-

1 BTC or 25 ETH

-

No Minimum Entry

No Minimum Entry

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No withdrawal fees.
No early termination fees.
No default fees.
#FeeFree

Charging fees is so 2008. We’re not here to take your money, we’re here to make you money.

People love us!

I <3 Celsius because nothing makes me happier than to see my money make money.”

David B.

I admit it, I bought 3 BMX bikes that are now adult size with CEL interest in the last 3 month. I really wanted those bikes in the 80s. Sue me.

Mark F.

In the press

Top 10 New Blockchain Companies To Watch For In 2018

Link to read article

This serial entrepreneur wants to disrupt peer-to-peer lending, using blockchain

Link to read article

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Institutional Traders: also subscribe to Celsius Trading Desk