Earn & Borrowwith Celsius
Meet Celsius: a community of over 1 million users that earn up to 17% yield on their crypto. Get paid new coins every week and borrow cash at 1%. Buy coins, earn yield, borrow, and transfer with no fees. Available on web and mobile apps.
$21.9B+
In assets
14 JANUARY 2022
1.5M+
Celsius users
$874M+
Yield and rewards paid since launch in 2018
109K+
BTC
Registered with FinCEN in the US
24/7 customer service
Security ISO 27001 certified
Global reach 150+ countries
As featured in
Unbank yourselfin 4 steps.
Get Celsius
on Web, iOS and Android
Verify yourself
To start using Celsius
Transfer your crypto
Earn and borrow in minutes
Get paid every Monday
Just like that.
Borrow
Borrow at 1% APRwith your crypto
For life’s big moments or sudden surprises, use your cryptocurrency as collateral instead of selling it. Borrow funds with Celsius at interest rates as low as 1% APR.
Learn moreNeed assistance with your Celsius loan?
Schedule a call with a Celsius loan manager today.
Book an appointment
See what you can borrow
Total Loan Amount
Stablecoin minimum: $100, USD minimum: $1,000
Collateral
Interest Rate
25% LTV
33% LTV
50% LTV
Paid in CEL
Loan Term
1yr
2yrs
3yrs
Total Loan
$
Monthly Interest
$
Total Interest
$
Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
Interest payments are made on a monthly basis, principal amount returned at the end of the loan term. Interest rates vary depending on your choice of LTV (Loan to Value). Minimum loan term is 6 months. If you repay your loan prior to the lapse of 6 months, you will be charged with the interest payable for the first full 6 months. Celsius’ Terms of Use apply.
No origination fees
So you can keep more
No credit checks
Your crypto is your credit
40+ collateral options
And 7+ borrow options
Lowest industry rates
Loans starting at 1% APR
Borrow in yourbest interest.
No
origination
fees
Everything we do at Celsius is designed for unparalleled access to fair, rewarding financial services. Fees hold people back, so we removed them. But we didn’t stop there.
Our focus ontransparency
Celsius brings the transparency of decentralized finance to a central company. Transparency is a critical part of our mission. We do this through sharing information with our community and through the power of the blockchain.
Celsius Asset Verification
Chainalysis Reactor, the investigative blockchain analysis tool, provides the first third-party verification to date of Celsius’ assets.
See moreProof of Community
Celsius is partnering with Horizen Labs to prove liquidity at any moment through the blockchain, without relying on external auditors and without disclosing customer information.
See more
Weekly AMAs
Every week, CEO Alex Mashinsky gives an update on the state of the business, the product, and answers questions from the community.
See more
Celsius in the world.
“Alex Mashinsky, CEO of Celsius, discusses how money will continue to flow into Bitcoin”
Watch the video“How Crypto Innovator Alex Mashinsky Challenges Fed Monetary Policy”
Read the articleYou have questions? We have answers.
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