Loans starting at 1%! Celsius is proud to help those affected by COVID-19. For a limited time, users can borrow the cash they need at just 1% APR. Terms and conditions apply

Cel token is now available on

Earn, Borrow & Pay on the Blockchain

Celsius Network lets you earn interest on your crypto and instantly borrow against it. No fees ever. 

Partners

$5.47B

In loan origination

$610M

Assets

101k+

Active Wallets

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Cash Loans

Borrow dollars while they still exist at the lowest interest rates on the market. Cash and stablecoin loans start at 3.47%*

Learn More

Earn Crypto

Celsius Network shares at least 80% of its revenues with the Celsius community in the form of weekly interest payments. All users earn up to 10%*.

Learn More
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CelPay

Instantly send Bitcoin and other cryptocurrencies like never before – no wallet required

Learn More

Celsius Network was founded on the belief that we can do well after we do good for our community. Users pay the lowest interest on loans while feeling good that up to 80% of Celsius’ revenues are shared with our depositors, not our shareholders.

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Have your crypto and earn it, too

Earn up to 10% interest on deposits.

* Earn in CEL
* The "Buy Crypto" buttons are provided by third parties, and your use of their service may be governed by their own terms and conditions of use and privacy policies. Not available in all areas.

CEL Token

CEL

5.12%

Bitcoin

BTC

4.03%

6.20%

Ethereum

ETH

3.82%

6.20%

Litecoin

LTC

4.13%

5.62%

Ripple

XRP

3.61%

4.91%

OmiseGO

OMG

1.51%

2.05%

Bitcoin Cash

BCH

3.82%

5.19%

Ox

ZRX

2.89%

3.92%

Stellar

XLM

2.53%

3.43%

DASH

DASH

6.18%

8.43%

TrueUSD

TUSD

8.05%

11.02%

Gemini Dollar

GUSD

8.05%

11.02%

Multi-collateral DAI

MCDAI

8.05%

11.02%

Paxos

PAX

8.05%

11.02%

USD coin

USDC

8.05%

11.02%

Tether

USDT ERC20

8.05%

11.02%

True Great Britain Pound

TGBP

8.05%

11.02%

True Australian Dollar

TAUD

8.05%

11.02%

True Canadian Dollar

TCAD

8.05%

11.02%

True Hong Kong Dollar

THKD

8.05%

11.02%

EOS

EOS

4.45%

6.06%

Saga

SGA

8.05%

11.02%

Tether Gold

XAUT

3.04%

4.13%

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Need a Loan?

Calculate your loan using the amount you want to borrow or the amount of crypto collateral you have.

Select your collateral type

BTC
ETH
BCH
XRP
LTC
DASH
EOS

Minimum loan amount $1,000

BTC

LTV (Loan to Value)

25%
33%
50%

Loan Term

6 Months
1 Year
2 Years
3 Years

Interest Rates

Pay interest with CEL

By choosing to pay your loan interest in CEL token, you can receive up to a 30% discount on your interest payment.

4%

APR%

$10

Per Month

$300

Total

Pay interest with Fiat

4%

APR%

$10

Per Month

$300

Total

Go with what’s in your best interest.

% back
to community

80% of revenue direct to user in the form of interest

30% of net profit
for NEXO holders via "dividend"

0%

0%

0%

USD - Interest Earned
* on 500k Stable coin

9.75%

8%

8.6%

0.01%

0.03%

BTC - Interest Earned
* on 50 BTC
in the last year

4.73%

0%

2.84%

0%

0%

ETH - Interest Earned
* on 500 ETH
in the last year

4.02%

0%

1.62%

0%

0%

Dollar Loan Rates
* for $10,000 USD

4.95%

24.90%

11.25%
with 2% Fees

25.99%

25.24%

Who keeps
platform profits

Depositors

Nexo

Blockfi & Investors

Bank shareholders

Bank shareholders

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No origination fees.
No withdrawal fees.
No early termination fees.
No default fees.
#FeeFree

Charging fees is so 2008. We’re not here to take your money, we’re here to make you money.

People love us!

I’ve been a supporter of Celsius since day 1. The transparency and security makes me feel that my value is well protected. The team is easily accessible and always there to answer my questions.  Cannot say enough good things! And of course the founder Alex Mashinsky is a beast!

TJ

Celsius makes saving fun and practical, allows me to see the end of the financial tunnel!

Zach

In the press

How Crypto Innovator Alex Mashinsky Challenges Fed Monetary Policy

This serial entrepreneur wants to disrupt peer-to-peer lending, using blockchain

Our Offices

London

1 Bartholomew Lane,
London, UK, EC2N 2AX.

New Jersey

221 River Street,
9th Floor
Suite 9129
Hoboken NJ 07030

Tel Aviv

HaYarkon St 73,
Tel Aviv-Yafo
Israel 63432

New York

43 W 23rd Street,
2nd Floor, New York
NY 10010

hello@celsius.network

UK: +44 2033 185636
US: +1 201 824 2888

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