Banking on the Blockchain
Celsius Network. A new way to deposit, borrow and earn interest with crypto.
Earn
Celsius pays up to 7% APR* interest while you HODL. BTC on BTC, ETH on ETH, start earning now.
*interest rates subject to change
Borrow
Why not borrow dollars while they still exist? Get dollar loans at 5% APR* while your crypto chills in your wallet.
*interest rates subject to change
CelPay™
Send assets instantly to pay friends back - and bring more people to blockchain while you’re at it!
Learn MoreWatch your wallet balance grow like a beanstalk
Earn up to 7%* interest on deposits
Interest is calculated daily for each coin and distributed in the same currency every Monday. Moms all agree, it's the best way to start your week.
*interest rates are subject to change
Interest is calculated daily for each coin and distributed in the same currency every Monday. Moms all agree, it's the best way to start your week.
Bitcoin
BTC
Ethereum
ETH
Litecoin
LTC
Ripple
XRP
OmiseGO
OMG
Stellar
XLM
Cardano
ADA
Neo
NEO
Bitcoin Cash
BCH
Eligible to earn interest in app
BitGO is a SEC approved custodian
Deposit safely and securely with BitGo
What happens to my coins after I deposit them
Coins may sometimes be moved in and out of exchanges and hedge funds as they are being lent out. In these cases, the coins are over-collateralized. For example, if a hedge fund wants to borrow from our pool, it must provide more than the full value of the crypto in USD, so your coins are always safe.
Coins may sometimes be moved in and out of exchanges and hedge funds as they are being lent out. In these cases, the coins are over-collateralized. For example, if a hedge fund wants to borrow from our pool, it must provide more than the full value of the crypto in USD, so your coins are always safe.
Celsius App
Available for Download
Store your digital assets and start earning interest right away. Apply to get a dollar loan at just 5% APR*, using your assets as collateral.
*interest rates subject to change
Crypto for the people
Let's bring 100M fresh faces
to the crypto community
Celsius is a platform built with and for the community.
We believe that together we can build a new paradigm where our big network, not the big banks, benefits.
Time to Get CEL Tokens
The CEL token runs on the Ethereum blockchain. As borrowers pay interest on their loans, Celsius uses Proof-of-Stake to redistribute the interest and other income to its community. Celsius makes sure most of the profits go to those who staked their coins to make the CEL cycle happen. CEL demand increases and drives value for the community of Celsius token HODLers.
In late March we completed a token sale. Celsius members can download the app and deposit digital assets in the Celsius wallet to earn interest. They can also take out dollar loans using these assets as collateral.
Hello Team
Multiple IPO entrepreneur. Double black belt. Home-brewer. Blockchain pioneer. The people at the core of our network have one experience in common: Going from bar napkin doodle to world wide execution. All are committed to building the first blockchain financial services platform that’s focused on benefitting its members, not maximizing profits.
Get to know themMeet Alex, Celsius CEO
Alex is one of the inventors of VOIP (Voice Over Internet Protocol) with a foundational patents dating back to 1994, over 3 billion people use VOIP for free worldwide, he is now working on bringing MOIP (Money Over Internet Protocol) to everyone so we can free money as well.
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News & Events
On the Celsius news & events page, you'll find videos, articles, blog posts and podcasts from around the crypto world, press and upcoming events.
Alex Mashinsky - SuperBitcoin
Alex Mashinsky - The Next Web
Celsius Network to Manage Funds for United Nations Initiative
Read moreHidden Forces
Borrowing with Bitcoin | Banking for the 21st century with Alex Mashinsky
World Crypto Con
October 31-2, 2018. Las Vegas Alex Keynote
SALT Finance Conference
May 7-10, 2019 Las Vegas Alex Keynote
Update from CEO Alex Mashinsky - October 1st 2018
"Happy Monday Everyone, Hope you enjoyed the weekend. We have plenty to look..."
Read more