Borrow starting at only 0.1% APR
New loan rates are in! You can now borrow against your crypto starting at only 0.1% APR and take advantage of Celsius’s lowest loan rates ever at each LTV.Apply through the app
All retail loans are issued by Celsius Lending, LLC. Subject to Celsius' Term of Use and the terms of the applicable loan agreement. Rates effective for new loans requested as of May 2,2022. Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
See what you can borrow
Total Loan Amount
Stablecoin minimum: $100, USD minimum: $1,000
Paid in CEL
Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
Get a loan in 4 steps.
1. Choose stablecoins or USD
Enter the amount you want to borrow
2. Pick collateral and interest rate
Choose from your current balance or transfer new coins.
3. Select length of your loan
You can extend or close at any time
4. Confirm details and get approved
Spend your money and keep HODL’ing
Pick from Bitcoin, Ethereum and over 40+ crypto assets to use as collateral and choose how you pay back
If you choose to borrow in USD, your bank may charge a fee for this transaction.
If you have a loan with Celsius and need additional support, you can schedule a call with a loan manager during our designated office hours. Use the button below to get started and book your appointment today.Book an appointment
You have questions. We have answers.Read more from Support
How to take out a loan
See how you can take out a loan today on the Celsius mobile appWatch video
Lessons with Aliza - Getting a Margin Call
Learn about how a margin call works and what to do if you get one.Watch video
Everything we do at Celsius is designed for unparalleled access to fair, rewarding financial services. Fees hold people back, so we removed them. But we didn’t stop there.Download the app
We currently are not reviewing or approving applications for new loans