Borrow starting at only 0.1% APR

New loan rates are in! You can now borrow against your crypto starting at only 0.1% APR and take advantage of Celsius’s lowest loan rates ever at each LTV.

Apply through the app

All retail loans are issued by Celsius Lending, LLC. Subject to Celsius' Term of Use and the terms of the applicable loan agreement. Rates effective for new loans requested as of May 2,2022. Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.

Person on phone with borrow screenshot

See what you can borrow

Total Loan Amount

USDC

Stablecoin minimum: $100, USD minimum: $1,000

Collateral

BTC

Interest Rate

25% LTV

Paid in CEL

Loan Term

Total Loan

$

Monthly Interest

$

Total Interest

$

Apply in the app

Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.

Interest payments are made on a monthly basis, principal amount returned at the end of the loan term. Interest rates vary depending on your choice of LTV (Loan to Value). Minimum loan term is 6 months. If you repay your loan prior to the lapse of 6 months, you will be charged with the interest payable for the first full 6 months. Celsius’ Terms of Use apply.

Get a loan in 4 steps.

  1. 1. Choose stablecoins or USD

    Enter the amount you want to borrow

  2. 2. Pick collateral and interest rate

    Choose from your current balance or transfer new coins.

  3. 3. Select length of your loan

    You can extend or close at any time

  4. 4. Confirm details and get approved

    Spend your money and keep HODL’ing

Supported Assets

Pick from Bitcoin, Ethereum and over 40+ crypto assets to use as collateral and choose how you pay back

Collateral

BTC

ETH

CEL

LINK

MATIC

ADA

DOT

LTC

UNI

EOS

AAVE

XLM

OMG

BCH

ZEC

MANA

DASH

SNX

PAXG

BAT

USDC

ZRX

BSV

COMP

USDT

TUSD

ETC

UMA

KNC

MCDAI

BNB

GUSD

PAX

XAUT

BNT

WDGLD

SUSHI

1INCH

XTZ

WBTC

AVAX

SOL

MKR

YFI

BADGER

CVX

CRV

Borrow

USDC

USDT

TUSD

MCDAI

GUSD

PAX

USD

If you choose to borrow in USD, your bank may charge a fee for this transaction.

Apply in the app
Need Assistance?

If you have a loan with Celsius and need additional support, you can schedule a call with a loan manager during our designated office hours. Use the button below to get started and book your appointment today.

Book an appointment

You have questions. We have answers.

Read more from Support

How to take out a loan

See how you can take out a loan today on the Celsius mobile app

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No
origination

fees

Everything we do at Celsius is designed for unparalleled access to fair, rewarding financial services. Fees hold people back, so we removed them. But we didn’t stop there.

Download the app

We currently are not reviewing or approving applications for new loans

x
This site is under construction in light of Celsius and certain of its affiliates having filed voluntary petitions for Chapter 11 Bankruptcy relief. As such, many services and features are not available at this time. For general information, please visit thiswebsite.

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