Cel token is now available on 
Borrow Cash Against Your Crypto
Get the cash you need at rates you deserve without selling your crypto.
Select your collateral type
Minimum loan amount $1,500
LTV (Loan to Value)
Loan Term
Interest Rates
Pay interest with CEL
4%
APR%
$10
Per Month
$300
Total
Pay interest with Fiat
4%
APR%
$10
Per Month
$300
Total
In Your Best Interest Rates
Fee Free
No termination fees, no prepayment fees, no transaction fees. No fees. Ever.
No Credit Check
By staking your crypto as collateral, your banking history doesn’t matter to us.
Instant Approval
Apply for a loan directly through the Celsius app and get approved in minutes.
Apply for a loan in 60 seconds or less.
Borrow dollars or stablecoins at the lowest rates in the industry, guaranteed!
We lend so you can spend.
Don’t sell your crypto - borrow against it!
Defer Taxes
Buy Crypto
Travel the World
Debt Refinancing
Emergency Funds
Make a Down Payment
People love us!
I <3 Celsius because nothing makes me happier than to see my money make money.”
I admit it, I bought 3 BMX bikes that are now adult size with CEL interest in the last 3 month. I really wanted those bikes in the 80s. Sue me.
Things You Should Know
Due to local and international laws and regulations, some Celsius Network app features are currently unavailable to users based on residency and physical location. No Celsius Network features are available to users in (or who reside in) Cuba, North Korea, Sudan, Syria, Iran, Lebanon and other territories identified as involving high compliance risks. Celsius services are not intended to be used by users in (or who reside in) Japan, New Zealand, Israel and any other jurisdiction which may limit or forbid the use of our services. CelPay is unavailable to users in (or who reside in) Alabama, Arkansas, Connecticut, Florida, Georgia, Hawaii, Iowa, Kentucky, Maine, Massachusetts, Mississippi, New Mexico, New York, North Carolina, Ohio, Oregon, South Carolina, South Dakota, Vermont, Washington, West Virginia. Interest Earning is unavailable to users in (or who reside in) New York and Washington. Earn Interest on Stablecoins is unavailable to users in Texas. Borrow Dollars is unavailable to users in (or who reside in) California, Delaware, Georgia, Indiana, Maryland, Mississippi, Missouri, Montana, Nevada, New York, Ohio, Rhode Island, South Dakota, Tennessee, Vermont, Washington. USD Loans have some restrictions to users in Alabama, Arizona, Arkansas, Iowa, Kentucky, Michigan, Minnesota, New Mexico, North Dakota, Pennsylvania, Utah. For more information about these restrictions, please email app@celsius.network.