Borrow starting at only 0.1% APR
New loan rates are in! You can now borrow against your crypto starting at only 0.1% APR and take advantage of Celsius’s lowest loan rates ever at each LTV.
Apply through the appAll retail loans are issued by Celsius Lending, LLC. Subject to Celsius' Term of Use and the terms of the applicable loan agreement. Rates effective for new loans requested as of May 2,2022. Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
See what you can borrow
Total Loan Amount
USDC
Stablecoin minimum: $100, USD minimum: $1,000
Collateral
BTC
Paid in CEL
Loan Term
Total Loan
$
Monthly Interest
$
Total Interest
$
Celsius loans are not available in all locations. Check your Celsius mobile app to see if you live in an area where such loans are offered. Additional limits may apply in certain jurisdictions.
Interest payments are made on a monthly basis, principal amount returned at the end of the loan term. Interest rates vary depending on your choice of LTV (Loan to Value). Minimum loan term is 6 months. If you repay your loan prior to the lapse of 6 months, you will be charged with the interest payable for the first full 6 months. Celsius’ Terms of Use apply.
Get a loan in 4 steps.
1. Choose stablecoins or USD
Enter the amount you want to borrow
2. Pick collateral and interest rate
Choose from your current balance or transfer new coins.
3. Select length of your loan
You can extend or close at any time
4. Confirm details and get approved
Spend your money and keep HODL’ing
Supported Assets
Pick from Bitcoin, Ethereum and over 40+ crypto assets to use as collateral and choose how you pay back
Collateral
Borrow
USDC
USDT
TUSD
MCDAI
GUSD
PAX
DAI
USD
If you choose to borrow in USD, your bank may charge a fee for this transaction.
Need Assistance?
If you have a loan with Celsius and need additional support, you can schedule a call with a loan manager during our designated office hours. Use the button below to get started and book your appointment today.
Book an appointmentYou have questions. We have answers.
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No
origination
fees
Everything we do at Celsius is designed for unparalleled access to fair, rewarding financial services. Fees hold people back, so we removed them. But we didn’t stop there.
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